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Koibanx was founded  with the goal to contribute to the creation of a better financial system and its ecosystem. We developed a Blockchain enabled middleware-platform enabling financial institutions to connect and tokenize their assets, lowering down settlement time and costs.

We integrate their traditional processes through our modular platform which easily enables the creation of ready-to-use financial solutions.




What is the Koibanx payments platform?

Koibanx payments platform tokenizes fiat balances within financial institutions. Our platform connects with the APIs of banks or financial entities and it turns their assets into tokens on the blockchain. Once tokenized,  transfers can be made in a more agile, transparent way and at a lower cost than would be done through the traditional system. Our payments processing may lower down fees up to 10 times and process up to 3 times faster.

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Armónica is a Cash-management platform which enables users to invest, save, trade and make payments. In association with Arpenta and Banco de Valores, Armónica is replatforming the capital markets.

SMEs can directly submit their digital invoices and checks to the platform where they are represented in the form of tokens. These tokens can later be sold, traded and re-bought partially and unlimitedly until they are finally paid. Therefore, reinventing the way factoring works in the benefit of SMEs and opening the market for smaller investors.

Every value which users add to their balance in the platform is professionally invested in carefully selected active mutual funds in order to protect users from inflation. Users can manage their savings while they choose how to invest them and when to withdraw.

👉🏻Request a demo


Tokkenit is the first RRC-20 multi-token, loyalty embedded wallet. It is a user friendly application that allows users and companies to create their own RSK tokens in the form of loyalty for closed community programs to reward their members.

It is a flexible and customizable app which allows to easily hold all of your tokens in one place.

Paying, transfering, exchanging and rewarding have never been easier. You can download Tokkenit and create your own program.

How does Tokkenit work?

Available for Android and IOS phones. Users register and open their Tokkenit account, from where they can check their balance, transfer their tokens to other members or redeem them. They accumulate program points that can be redeemed for benefits and prizes.

This platform allows companies to reward their customers for example, for buying certain product or repeatedly going to the store.

All programs have points that can be redeemed on any other program on the app, or for any accepted RSK tokens.

👉🏻Request a demo


🇦🇷     Buenos Aires, Argentina

Whatsapp: +54 9 11 5119 4739

🇺🇾     Montevideo, Uruguay

Whatsapp: +598 91 752871

🇨🇴     Bogotá, Colombia

Whatsapp: +57 350 5880736

🇲🇽     CDMX, México

Whatsapp: +54 9 11 3560 3533



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